| Available Features |
Certificates of Deposit |
IRA Time Deposit |
IRA Savings |
| Minimum Opening Balance |
$5,000 |
$2,000 |
$500 |
| FDIC Insured |
Yes |
Yes |
Yes |
| Online Banking w/Checking or Savings |
Inquiry Only |
Inquiry Only |
Inquiry Only |
| Telephone Banking Access 24/7 |
Summary |
Summary |
Summary |
| Rates & Fees |
Certificates of Deposit |
IRA Time Deposit |
IRA Savings |
| Interest Rate / APY through Maturity: |
Rate / APY |
Rate / APY |
Rate / APY |
| 1 Month Time Deposit |
2.230% / 2.25% |
2.230% / 2.25% |
- |
| 3 Month Time Deposit |
2.230% / 2.25% |
2.230% / 2.25% |
- |
| 6 Month Time Deposit |
2.230% / 2.25% |
2.230% / 2.25% |
- |
| 1 Year Time Deposit |
2.470% / 2.50% |
2.470% / 2.50% |
- |
| 2 Year Time Deposit |
2.720% / 2.75% |
2.720% / 2.75% |
- |
| 3 Year Time Deposit |
3.200% / 3.25% |
3.200% / 3.25% |
- |
| 4 Year Time Deposit |
3.445% / 3.50% |
3.445% / 3.50% |
- |
| 5 Year Time Deposit |
3.690% / 3.75% |
3.690% / 3.75% |
- |
| Step Rate Time Deposit |
3.70% APY |
3.70% APY |
- |
| 1st Year |
2.000% / 2.02% |
2.000% / 2.02% |
- |
| 2nd Year |
2.500% / 2.53% |
2.500% / 2.53%
|
- |
| 3rd Year |
4.000% / 4.07% |
4.000% / 4.07% |
- |
| 4th Year |
5.000% / 5.12% |
5.000% / 5.12% |
- |
| 5th Year |
5.000% / 5.12% |
5.000% / 5.12% |
- |
| The interest rate and annual percentage yield (APY) may change at
any time. Opening rate guaranteed for full term of the CD or IRA. Interest begins to
accrue on the business day funds are collected. Time deposits compound and pay interest
monthly. |
| Interest Rate / APY on Daily Balance: |
Rate / APY |
Rate / APY |
Rate / APY |
| From $0.00 through $4,999.99 |
- |
- |
1.490% / 1.50% |
| From $5,000.00 through $9,999.99 |
- |
- |
1.490% / 1.50% |
| From $10,000.00 through $24,999.99 |
- |
- |
1.490% / 1.50% |
| From $25,000.00 through $49,999.99 |
- |
- |
1.490% / 1.50% |
| From $50,000.00 and above |
|
|
1.490% / 1.50% |
| The interest rate and annual percentage yield (APY) may change at any time. Interest is compounded monthly
and paid monthly. Interest begins to accrue on the business day funds are collected. |
| Minimum Daily Collected Balance required to waive monthly service charges |
- |
- |
- |
| Monthly Service Charge |
- |
- |
- |
| IRA Transfer Fee |
- |
$30.00 |
$30.00 |
Call one of our friendly customer service representatives at 1-800-368-8930 for more information on these accounts.
