You work hard to save your money, so you deserve a personal savings account that works just as hard for you. Whether you need a statement savings account, Money Market savings account or Health Savings Account, we have an option that's perfect for you. No matter what savings account you choose, you can rely on Westfield to offer the most convenience and the best perks. How about free bill paying online? You'll also enjoy online banking, free unlimited access to our network of Westfield Bank ATMs, surcharge-free ATM withdrawals at many local, regional and national ATMs, free deposit and balance inquiries, and a lot more.
You've got it. The same goes for online banking, free unlimited access to our network of ATMs, free ATM withdrawals (up to eight per month), free deposit and balance inquiries, and a lot more. Take a look out our
interest rates and the other great reasons why it pays to sign up for a Westfield Bank savings account today.
| Available Features |
Statement Savings and Escrow Savings |
Money Market Savings/
Cash Investment |
Relationship Money Market Savings |
Westfield Agency Savings |
| Minimum Opening Balance |
$50 |
$500 |
$500 |
$0 |
| FDIC Insured |
Yes |
Yes |
Yes |
Yes |
| Check Writing Privileges |
No |
Yes |
Yes |
Yes |
| ATM Card Access |
Yes |
Yes |
Yes |
Yes |
| Online Banking |
Yes |
Yes |
Yes |
Yes |
| Direct Deposits |
Yes |
Yes |
Yes |
Yes |
| Telephone Banking Access 24/7 |
Yes |
Yes |
Yes |
Yes |
| Overdraft Protection to Checking Account |
Yes |
Yes |
No |
No |
| Combined Statement Available |
Yes |
Yes |
Yes |
Yes |
| Federal regulations restrict account holders to six “preauthorized” withdrawals per month. Preauthorized withdrawals
include telephone transfers, wire transfers, automatic payments and checks. Regulations allow three of the six withdrawals to be by check.
The law allows unlimited withdrawals at branches, ATMs and by mail. |
| Rates & Fees |
Statement Savings and Escrow Savings |
Money Market Savings/
Cash Investment |
Relationship Money Market Savings |
Westfield Agency Savings |
Interest Rate / APY
on Daily Balance: |
Rate / APY |
Rate / APY |
Rate / APY |
Rate / APY |
| From $0.00 through $4,999.99 |
1.00% / 1.00% |
1.000% / 1.00% |
1.240% / 1.25% |
1.000% / 1.00% |
| From $5,000.00 through $9,999.99 |
1.00% / 1.00% |
1.000% / 1.00% |
1.240% / 1.25% |
1.000% / 1.00% |
| From $10,000.00 through $24,999.99 |
1.00% / 1.00% |
1.240% / 1.25% |
1.490% / 1.50% |
1.240% / 1.25% |
| From $25,000.00 through $49,999.99 |
1.00% / 1.00% |
1.240% / 1.25% |
1.490% / 1.50% |
1.240% / 1.25% |
| From $50,000.00 through $99,999.99 |
1.00% / 1.00%
|
1.680% / 1.69% |
2.120% / 2.14% |
1.740% / 1.75% |
| From $100,000.00 and above |
1.00% / 1.00% |
1.680% / 1.69% |
2.120% / 2.14% |
2.020% / 2.04% |
| The interest rate and annual percentage yield (APY) may change at any time. Interest is compounded monthly and paid monthly.
Interest begins to accrue on the business day funds are collected. |
| Minimum Daily Collected Balance required to waive monthly service charges |
$100 |
$10,000 |
$10,000 |
n/a |
| Monthly Maintenance Charge |
$2.00 |
$6.00 |
$6.00 |
n/a |
| Optional Services |
Statement Savings and Escrow Savings |
Money Market Savings/
Cash Investment |
Relationship Money Market Savings |
Westfield Agency Savings |
| ATM |
| Free ATM withdrawals |
8 per Month |
8 per Month |
8 per Month |
8 per Month |
| Additional ATM Withdrawals over 8 |
$2.00 each |
$2.00 each |
$2.00 each |
$2.00 each |
| Surcharge free transactions at Huntington Bank, KeyBank and FirstMerit ATMs |
Free |
Free |
Free |
Free |
| Unlimited transactions at Westfield ATMs |
Free |
Free |
Free |
Free |
| Deposit and Balance Inquires |
Free |
Free |
Free |
Free |
| Overdraft Protection for Checking: |
| Automatic Transfer from Savings Account |
$5 per Transfer |
$5 per Transfer |
$5 per Transfer |
$5 per Transfer |
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