| Insufficient Funds (Items returned, not paid)
(created by check, in-person withdrawal, ATM withdrawal or other electronic means)* |
$29.00* |
| Insufficient Funds (Items paid, not returned)
(created by check, in-person withdrawal, ATM withdrawal or other electronic means)* |
$29.00* |
| Return Check Fee |
$10.00 |
| Official Bank Checks* |
$3.00 |
| Uncollected Funds (per item) |
$6.00 |
| Outgoing Wire Transfer |
$15.00 |
| Incoming Wire Transfer |
$5.00 |
| Outgoing International Wire |
$30.00 |
| Collection Item |
$20.00 |
| International Collection Item |
$30.00 |
| Draft Collection |
$5.00 |
| Foreign Drafts (1st class delivery/special delivery) |
$15.00 / $10.00 |
| Stop Payment |
$29.00 |
| Postage for Special Mailings: Next Day |
$10.00 |
| Postage for Special Mailings: 2nd Day |
$4.00 |
| Returned Mail Charge per Item |
$5.00 |
| Research Per Hour / Minimum Charge (image/copy charges may also apply) |
$30.00 / $10.00 |
| Photocopy fee |
$3.00 |
| Interim Statement |
$5.00 |
| Check Images - Front Only |
No Charge |
| Check Images - Front & Back |
$2.50 |
| Account Inactivity Fee |
$3.00 |
| Garnishment / IRS Levy |
$50.00 |
| ACH Batch |
$20.00 |
| Each additional batch, same day |
$5.00 |
| Each returned item |
$3.00 |
| Lockbox Services |
Varies |
| ATM Deposits |
FREE |
| ATM Withdrawals |
|
| Westfield Bank ATM - Unlimited |
FREE |
| Non-Westfield ATM as specified up to 8 per month |
FREE |
| Non-Westfield ATM as specified in excess of 8 per month |
$2.00* |
| Regulation D Excess Transaction Fee |
$5.00 |
| Investment Sweep (Monthly) |
$45.00 |
| Line of Credit Sweep (Monthly) |
$100.00 |
| Payroll Initiation/batch |
$20.00 |
| Courier Pickups/ ea. (limited area) |
$5.00 |
| Merchant Services |
Varies |
| Remote Check Capture (Monthly) |
$45.00 |
Early Account Closure Penalty
(within 12 months of opening checking or savings) |
$50.00 |
*NSF fees and ATM fees are not subject to earnings credit through analysis
Member FDIC and Equal Housing Lender Effective Date: 29-Dec-05
