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*Rates subject to change
**APY - Annual Percentage Yield ***Fees may affect earnings on the account and Interest Rates may change after the account is opened. ****Age 50 and up Market Rate Savings***
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| Product Name | Interest Rate | APY** |
| $0.00 - $4,999.99 | 1.69% | 1.70% |
| $5,000.00 - $14,999.99 | 1.93% | 1.95% |
| $15,000.00 - $24,999.99 | 3.21% | 3.26% |
| $25,000 + | 3.31% | 3.36% |
*Rates subject to change
**APY - Annual Percentage Yield
*** Fees may affect earnings on the account and Interest Rates may change after the account is opened.
**APY - Annual Percentage Yield
*** Fees may affect earnings on the account and Interest Rates may change after the account is opened.
Certificates of Deposit / Individual Retirement Accounts****
(Minimum to open = $500.00)
Effective January 1, 2006*
| Product Name | Interest Rate | APY** |
| 7-30 day CD | 1.00% | 1.00% |
| 1-3 month CD | 1.49% | 1.50% |
| 4-5 month CD | 1.74% | 1.75% |
| 6-11 month CD/IRA | 3.20% | 3.25% |
| 12-17 month CD/IRA | 3.93% | 4.00% |
| 18-29 month CD/IRA | 4.025% | 4.10% |
| 30-35 month CD/IRA | 4.17% | 4.25% |
| 36-47 month CD/IRA | 4.31% | 4.40% |
| 48-59 month CD/IRA | 4.51% | 4.60% |
| 60 + month CD/IRA | 4.70% | 4.80% |
*Rates subject to change
**APY - Annual Percentage Yield
*** Fees may affect earnings on the account and Interest Rates may change after the account is opened.
****Penalty for early withdrawal
**APY - Annual Percentage Yield
*** Fees may affect earnings on the account and Interest Rates may change after the account is opened.
****Penalty for early withdrawal
CD / IRA Special
Effective January 1, 2006*
| Product Name | Minimum To Open | Interest Rate | APY** |
| 24 month | $500.00 | 4.07% | 4.15% |
| 30 month | $500.00 | 4.17% | 4.25% |
| 36 month | $500.00 | 4.31% | 4.40% |
| 42 month | $500.00 | 4.41% | 4.50% |
*Rates subject to change
**APY - Annual Percentage Yield
*** Fees may affect earnings on the account and Interest Rates may change after the account is opened.
****Penalty for early withdrawal
**APY - Annual Percentage Yield
*** Fees may affect earnings on the account and Interest Rates may change after the account is opened.
****Penalty for early withdrawal
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Two Park Circle • P.O. Box 5002 • Westfield Center, Ohio 44251-5002 • 1.800.368.8930 © 2006 Westfield Bank. All rights reserved. Website by Nead Brand Partners. |